Strategic Giving
Thanks!
I got my dad back!
More Ways to Give
Cash gifts are powerful, but they’re not always the most tax-efficient way to give.
Consider these options to make your ministry dollar go further.
Appreciated
Assets
Stocks, Bonds, or Mutual Funds
Qualified Distributions
from an IRA
Must be at least 70½ years old
Contributions made
through a DAF
Donor-Advised Funds make giving simple
When you give appreciated assets like stock, make qualified distributions from your IRA, or contribute through your donor-advised fund, you can often reduce your tax burden — allowing you to maximize your impact for the kingdom of God.
Strategic giving allows you to better steward the resources God has entrusted to you, as you fuel the rescue of men’s hearts. Learn more below, or if you need further explanation, feel free to contact our strategic giving expert, Patrick Furey, CLU, RICP, CLTC at 360-668-6176 or StrategicGiving@RECLAIMministries.org. He’d be happy to help!
Gifts of Stock & Securities
Donating appreciated stock, bonds, or mutual funds directly to RECLAIM can provide significant tax advantages while support out mission to reach men with the Gospel.
Benefits of Giving Stock
1
Avoid Capital Gains Tax
When you donate appreciated securities held for more than one year, you avoid paying capital gains tax on the appreciation — savings that can be substantial.
2
Full Fair Market Value Deduction
You can claim a charitable deduction for the full fair market value of the securities on the date of the gift.
3
Double Tax Benefit
You receive a charitable deduction AND avoid capital gains tax, effectively increasing your giving power.
Real-World Examples
Example 1: Simple Stock Gift
John purchased stock for $5,000 that is now worth $15,000. If he sells the stock, he’ll pay capital gains tax on the $10,000 appreciation. Instead, John donates the stock directly to RECLAIM. He avoids the capital gains tax AND receives a $15,000 charitable deduction – maximising both his tax savings and his impact for the ministry.
Example 2: Strategic "Give & Replace"
Sarah owns stock worth $10,000 that she purchased for $3,000, and she was planning to give $10,000 cash to RECLAIM. Instead, she gives the appreciated stock to RECLAIM and uses the planned $10,000 cash gift to repurchase the same stock. Result: RECLAIM receives the same $10,000 impact, Sarah gets the same $10,000 charitable deduction, but now she owns the stock with a $10,000 basis instead of $3,000 – eliminating $7,000 in future capital gains exposure. It’s a win-win strategy that costs her nothing extra but provides significant future tax savings.
Ready to Give Stock?
Download our
Stock Gift Instructions PDF
for step-by-step guidance
on transferring your securities
IRA Charitable Rollover
(Qualified Charitable Distribution)
If you’re 70½ or older, you can make tax-free charitable gifts directly from your traditional IRA to RECLAIM through a Qualified Charitable Distribution (QCD).
Gift Parameters & Requirements
Must be 70½ or older at the time of distribution
Maximum of $108,000 per individual per year (as of 2025)
Must be made directly from your IRA trustee to RECLAIM
Only applies to traditional IRAs (not 401(k)s, 403(b)s, etc.)
Distribution must be otherwise taxable (excluding non-deductible contributions)
Key Advantages
Tax-Free Distribution
The distribution is not included in your adjusted gross income, providing immediate tax savings.
Satisfies Required Minimum Distribution
If you’re subject to RMDs, your QCD counts toward satisfying your annual requirement.
Reduces Taxable Income
Lower AGI can help you avoid higher Medicare premiums and reduce the taxation of Social Security benefits.
No Itemization Required
You benefit even if you don’t itemize deductions.
How To Make Your IRA Gift
1
Contact your IRA custodian and request a Qualified Charitable Distribution.
2
Provide Ministry Information:
RECLAIM Ministries, Inc.
25587 Conifer Road, Suite 105-311, Conifer, CO 80433
Federal Tax ID:
47-1215089
3
Request the check be made payable to "RECLAIM Ministries".
4
Ensure the distribution goes directly to RECLAIM. Funds cannot pass through your hands.
5
Keep documentation of the distribution for your tax records.
Donor-Advised Fund Gifts
Already have a donor-advised fund (DAF)? It's one of the simplest ways to support RECLAIM's mission.
Most DAF providers offer online platforms where you can recommend grants to qualified non-profits like RECLAIM with just a few clicks. You’ve already receive the tax deduction when you funded your DAF, and now you can direct those dollars toward the battle for men’s hearts. Simply log into your DAF account, search for “RECLAIM Ministries”, and recommend your grant amount.
Important!
Please confirm our Tax ID when distributing a grant from your DAF.
Federal Tax ID:
47-1215089
Estate Planning:
Creating a Legacy of Freedom
Including RECLAIM in your estate plan is a powerful way to extend your impact beyond your lifetime. Whether through a bequest in your will, naming RECLAIM as a beneficiary of retirement accounts or life insurance, or establishing a charitable remainder trust, you can ensure that the mission to see all men fully alive continues for generations to come. Estate gifts can also provide significant tax benefits for your heirs while creating a lasting legacy that reflects your values and commitment to the Gospel.
Explore more
tax-smart giving Avenues
Every donor’s situation is unique, and there may be additional strategic giving opportunities that align with your financial goals and Kingdom priorities. Our strategic giving expert would love to have a conversation with you to explore options like:
Charitable Remainder Trusts
Charitable Gift Annuities
Gifts of Real Estate or Other Appreciated Property
Life Insurance Beneficiary Designations
Legacy Planning Strategies
Ready To Discuss Your
Strategic Giving Options?
Contact Patrick Furey, CLU, RICP, CLTC
Federal Tax ID: 47-1215089
NOTE: Please consult with your tax advisor or financial planner before making any charitable gifts to understand the tax implications for your specific situation.
The information on this webpage is provided by RECLAIM Ministries, Inc. for general educational and informational purposes only. It does not constitute legal, tax, financial, or investment advice. RECLAIM Ministries, Inc. makes no representations or warranties regarding the tax-deductible status, financial outcomes, or legal compliance of any strategies outlined herein for your specific financial situation. Please consult with your personal tax advisor or financial planner before making any charitable gifts to understand the tax implications for your specific situation.